Judi Martindale, (www.judimartindale.com) who has been named as one of American’s top 250 financial planners for three years in a row by Worth magazine, is the co-author of No More Baglady Fears: A Woman’s Guide to Retirement Planning and 52 Simple Ways to Manage Your Money. Her office, a Financial B&B, is located near San Luis Obispo, CA.